Finding affordable housing in Nebraska can be challenging for many individuals and families, but the state offers several rental assistance programs to help those in need. From emergency rent relief to ongoing support, these resources aim to provide stability for renters across cities like Omaha, Lincoln, and Bellevue.
1. Nebraska Emergency Rental Assistance Program (NERA)
The Nebraska Emergency Rental Assistance Program (NERA) is designed to help renters facing financial hardships due to unforeseen circumstances. It provides assistance with:
- Past-due rent payments
- Future rent payments
- Utility bills (e.g., electricity, gas, and water)
Eligibility: Applicants must demonstrate financial hardship, such as a loss of income or increased expenses, and meet income requirements (typically below 80% of the area median income).
How to Apply: Applications can be submitted through the official Nebraska Department of Economic Development website or local agencies managing the funds.
2. Section 8 Housing Choice Voucher Program
Administered by local Public Housing Authorities (PHAs), this federal program helps low-income individuals and families afford housing in the private rental market.
- Renters pay a portion of their income toward rent, while the program covers the remainder.
- The vouchers can be used for apartments, houses, or other rental units that meet program requirements.
Where to Apply: Cities like Omaha, Lincoln, and Grand Island have their own PHAs that accept applications and maintain waiting lists.
3. Rural Rental Assistance
For residents in Nebraska’s rural areas, the Rural Rental Assistance program, offered by the U.S. Department of Agriculture (USDA), provides financial support for low-income families living in USDA-financed properties.
- This program ensures that eligible tenants pay no more than 30% of their income toward rent.
How to Apply: Tenants must apply directly through property managers of USDA-subsidized housing.
4. Local Nonprofits and Community Organizations
Several local organizations in Nebraska also offer rental assistance and support services:
- Together Omaha: Provides emergency financial assistance for rent and utilities to families in crisis.
- Catholic Charities of the Archdiocese of Omaha: Offers temporary rental assistance and case management services.
- Community Action Partnerships: Available in various counties, these partnerships provide housing counseling, rental aid, and financial literacy programs.
5. Tenant-Based Rental Assistance (TBRA)
This program, funded through the Nebraska Department of Economic Development, provides short-term rental subsidies to low-income households transitioning to stable housing. It’s particularly useful for those recovering from homelessness or domestic violence.
6. Housing Resources for Native American Communities
Nebraska is home to several Native American tribes, and specific housing assistance programs are available to tribal members. Tribally Designated Housing Entities (TDHEs) provide rent assistance and affordable housing options on tribal lands.
How to Start the Process
- Identify the Right Program: Review eligibility criteria for state, federal, and local programs.
- Gather Documentation: Most programs require proof of income, identification, and documentation of financial hardship.
- Apply Early: Some programs, such as Section 8, have long waiting lists, so it’s essential to apply as soon as possible.
Final Thoughts
Nebraska offers a variety of rental assistance programs to support renters in urban centers like Omaha and rural communities across the state. Whether you need immediate help with overdue rent or long-term assistance, these resources can provide the stability you need to secure and maintain housing. For more information, reach out to your local housing authority or nonprofit organizations in your area.