10 Common Mistakes Renters Make When Signing a Lease

Signing a lease is a major step in securing housing — but it's also a legally binding contract. Unfortunately, many tenants make avoidable mistakes that can lead to unexpected costs, stress, or even eviction. Here are 10 common missteps renters make when entering a lease agreement, and how to avoid them.

1. Not reading the entire lease

It may be long and full of legal jargon, but every word matters. Failing to read the full lease can lead to unpleasant surprises about fees, responsibilities, or restrictions.

2. Ignoring maintenance and repair clauses

Some leases place responsibility for minor repairs on the tenant, while others do not. If you don’t know who’s in charge of what, you might be on the hook for unexpected costs.

3. Not documenting the condition of the unit

Failing to take photos and report pre-existing damage can result in disputes over your security deposit when you move out. Always complete a move-in inspection checklist.

4. Skipping the fine print on fees

Hidden fees — for late rent, parking, pet ownership, or early termination — can add up fast. Make sure you understand all financial obligations before signing.

5. Overlooking the lease termination policy

Life happens. If you need to move early, you’ll want to know the penalties or buyout options. Some leases have rigid terms that can be expensive to break.

6. Assuming verbal promises are enforceable

If the landlord promises to repaint, replace appliances, or fix something — get it in writing. Verbal agreements are rarely enforceable in court.

7. Failing to understand guest and subletting rules

Many leases restrict long-term guests or subleasing arrangements. Violating these rules can result in fines or even eviction notices.

8. Not verifying what’s included in the rent

Utilities, internet, parking — are they covered or separate? Misunderstanding what’s included can drastically change the monthly cost of living.

9. Skipping renters insurance

Even if it’s not required, renters insurance protects your belongings and liability. Not having it could cost you dearly in case of fire, theft, or injury claims.

10. Choosing speed over clarity

In hot rental markets, it's tempting to rush. But signing too quickly, without understanding all the terms, can lock you into a contract you regret.

Bottom line: A lease isn’t just a formality — it’s a binding agreement that affects your finances and quality of life. Take the time to read, question, and understand every section before signing. Protecting yourself starts with knowing your rights and responsibilities.