For renters in New Hampshire facing financial difficulties, rental assistance programs can be a lifeline. Whether you’re struggling to make ends meet due to job loss, unexpected expenses, or rising living costs, New Hampshire offers a variety of resources to help residents maintain housing stability and avoid eviction.
Statewide Rental Assistance Programs
1. New Hampshire Emergency Rental Assistance Program (NHERAP)
Administered by New Hampshire Housing, NHERAP provides financial aid to renters who are struggling with past-due or current rent and utility payments. The program is available to households that meet specific income and hardship criteria.
Key Features:
- Covers past-due rent, future rent payments, and utility bills.
- Provides funds directly to landlords or utility providers.
- Eligibility is based on household income (generally up to 80% of the area median income).
How to Apply:
- Applications can be submitted through one of the state’s five regional Community Action Partnerships (CAPs).
- Required documents include proof of income, lease agreements, and a statement of financial hardship.
2. Housing Choice Voucher Program (Section 8)
Managed by the New Hampshire Housing Authority, this federal program helps low-income families afford safe and decent housing. Renters receive a voucher that subsidizes a portion of their rent, with participants responsible for paying the remaining amount.
3. Community Action Partnerships (CAPs)
New Hampshire’s regional CAP agencies play a crucial role in assisting renters with housing-related needs. In addition to rental assistance, they offer programs such as weatherization services, utility assistance, and financial counseling.
Key CAP agencies include:
- Southern New Hampshire Services
- Southwestern Community Services
- Community Action Program Belknap-Merrimack Counties
Specialized Rental Assistance Programs
Support for Veterans
Veterans in New Hampshire can access housing and rental support through programs like:
- Supportive Services for Veteran Families (SSVF): Provides rental assistance and case management to help veterans maintain stable housing.
- HUD-Veterans Affairs Supportive Housing (HUD-VASH): Combines rental assistance with VA case management and support.
Assistance for Families with Children
Programs such as Temporary Assistance for Needy Families (TANF) offer financial aid to low-income families, which can be used to cover rental expenses.
Domestic Violence Survivors
Organizations like New Hampshire Coalition Against Domestic and Sexual Violence provide housing assistance and support to survivors of domestic violence.
How to Access Rental Assistance in New Hampshire
- Contact Your Local CAP Agency
Regional CAP agencies are the first point of contact for most rental assistance programs. They can guide you through the application process and connect you with additional resources. - Gather Necessary Documents
Prepare documents such as:
- Proof of income (pay stubs, tax returns)
- A copy of your lease agreement
- Eviction or past-due notices (if applicable)
- Communicate with Your Landlord
Many rental assistance programs require landlords to participate by accepting direct payments. Open communication with your landlord can help facilitate the process. - Follow Up Regularly
Program demand can be high, so it’s essential to stay proactive by following up on your application and providing any additional information promptly.
Emergency Housing Support
For those in immediate need of housing, New Hampshire offers emergency shelters and rapid rehousing programs. Organizations such as Families in Transition and New Horizons provide temporary housing and support services to help individuals and families transition back into permanent housing.
Final Thoughts
New Hampshire’s rental assistance programs offer critical support for renters navigating financial challenges. By reaching out to the appropriate resources, gathering the necessary documents, and staying proactive, renters can access the aid they need to maintain stable housing. Whether you’re in Manchester, Nashua, Concord, or a rural community, help is available to ensure that no one faces housing instability alone.